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FHA Loan-to-Values and Cash to Close

 

FHA loans do not allow 100% financing but the maximum LTV for FHA is 97%.
When purchasing a home using an FHA loan it is necessary for the buyer to come
with a 3% down payment from sources other than the seller, realtor, builder or
lender.

Those getting married can create registry for a down payment contribution for a new home. Contact a mortgage professional for details. This is a great way to accumulate the necessary down payment for a home.

While 3% may not sound like a huge amount of money to some people it is for many people that want to buy a home. In order to come up with this 3% down payment you can use a down payment assistance program like neighborhood gold. If you do not have a down payment and cannot come up with one programs like these offer the best down payment solution for many potential home owners.

 
 

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Loan Officer | FHA Loan | Hard Money Made Easy
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